MyBills Tracker is a personal and family budget planning tool operated from India. We are the Data Fiduciary, under India's Digital Personal Data Protection Act, 2023 (DPDP Act), for the personal data described in this notice. This policy explains what data MyBills Tracker collects, why, on what basis, and how you can control it.
Your budget figures — income, expenses, savings, loans and reports — are stored on your own device if you use MyBills Tracker without an account, and we never receive them at all. If you create an account and it syncs your budget, that data is stored in our database, access-restricted to your account alone, and used only to restore your plan when you return.
| Purpose | Data | Basis |
|---|---|---|
| Using the planner without an account | None — stays on your device | N/A |
| Account creation & sign-in | Email, password (or Google/LinkedIn profile if you use those), name | Necessary to provide the service you requested |
| Syncing your budget across devices | Income, expenses, goals, plan/subscription tier | Necessary to provide the service you requested |
| AI Budget Insights (Pro plan and above) | Aggregate income/expense totals, sent to our AI provider for that one request only | Necessary to provide the feature you requested |
| Receipt/bill scanning (Advance plan and above) | Processed on your device; the image is not uploaded to our servers | N/A — stays on your device |
| Support enquiries | Name, email, message content | You contacted us |
As of this update, MyBills Tracker does not run analytics, advertising, or affiliate-tracking scripts of any kind — no cookies or trackers are set for these purposes today. Some of our other pages describe these as part of how MyBills Tracker may fund itself in future; if and when any such service is switched on, we will update this section first, describe exactly what it collects, and — for any non-essential tracker — ask for your consent before it loads, not after.
Fonts and the code libraries the planner uses (spreadsheet export, PDF export, charts) are hosted on our own servers rather than fetched from third parties, so visiting MyBills Tracker does not, by itself, share your IP address with an external font or script provider.
We do not sell personal data. We share it only with infrastructure providers who process it on our behalf, under contract, solely to run MyBills Tracker:
Some of these providers are located outside India, principally the United States. We rely on their standard data protection commitments as processors; you may ask us for details at any time.
| Data | Retention |
|---|---|
| Guest-mode budget data | Never leaves your device; kept until you clear it |
| Account & budget data | Life of the account, plus 30 days after closure |
| Support correspondence | 24 months |
Account data is protected by database-level access rules restricting it to your account alone, passwords are never stored by us in readable form, and all traffic to MyBills Tracker is encrypted (HTTPS). No system is perfectly secure, and we do not claim otherwise.
Under the DPDP Act, you have the right to access a summary of the personal data we hold about you, correct it, request its erasure, and withdraw any consent you've given, at no charge. We aim to respond to any request within 30 days. To exercise any of these rights, contact our Grievance Officer at finova.app.dev@gmail.com.
If you're contacting us from outside India and a local data protection law gives you additional rights, tell us which law applies and we'll address your request under it.
If a personal data breach occurs that affects you, we will notify the Data Protection Board of India as required and tell affected users what happened, what data was involved, and what to do next.
MyBills Tracker isn't directed at anyone under 18, and we don't knowingly collect personal data from children. Our Financial Awareness content for younger age groups collects no personal data at all — no accounts, no tracking, no advertising.
If this policy changes materially, we'll update the "Last updated" date above and, for account holders, notify you by email where the change is significant.
Privacy questions or data requests: finova.app.dev@gmail.com